Major Lawsuit Against Federal Government Over New Flood Insurance Rating Formula Being Filed

Published 12:42 pm Thursday, June 1, 2023

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AG Jeff Landry leads multi-parish and multi-state legal effort to protect homeowners and small businesses.

NEW ORLEANS, LA – Fighting for families and homeowners faced with bankruptcy or foreclosure due to the rising costs of flood insurance, Louisiana Attorney General Jeff Landry has filed a lawsuit against the Department of Homeland Security, the Federal Emergency Management Agency (FEMA), and the Federal Insurance and Mitigation Administration.

“Throughout Louisiana and many other states, homeowners and small businesses are struggling to afford flood insurance. The rising costs are directly attributable to federal government bureaucrats taking something that has worked for decades, shrouding it in mystery, and then making it worse,” said Attorney General Landry. “Thanks to FEMA’s Risk Rating 2.0 – Equity In Action, flood insurance policies have become their own natural disaster with some premiums increasing tenfold for policyholders. We believe there are legal deficiencies in these poor decisions, and we intend to hold these bureaucrats accountable”

At a press conference this morning (available to view here) – Attorney General Landry was joined by local and state leaders legally challenging FEMA’s new formula which will force people to drop their flood insurance coverage or,  worse, surrender their homes to the banks and close their businesses forever.

“While the great Nash Roberts could not always predict which direction a hurricane would take, FEMA’s new model somehow claims to predict the future of flooding in areas that have never flooded before,” added Attorney General Landry. “This type of prophecy cannot even be found in Jackson Square! Yet, the DC theorists are calling it; and they are completely disrupting the housing market and the economy across our State and our Nation.”


A brief overview of the lawsuit may be found at

Joining the State of Louisiana in this litigation – being filed in the U.S. District Court for the Eastern District of Louisiana – are the State of Florida, the State of Idaho, the State of Kentucky, the State of Mississippi, the State of Montana, the State of North Dakota, the State of South Carolina, the State of Texas, the State of Virginia, Acadia Parish, Ascension Parish, Assumption Parish, Avoyelles Parish, Bossier Parish, Caldwell Parish, Cameron Parish, Catahoula Parish, Claiborne Parish, Concordia Parish, East Baton Rouge Parish, East Feliciana Parish, Evangeline Parish, Franklin Parish, Grant Parish, Iberville Parish, Jackson Parish, Jefferson Parish, Jefferson Davis Parish, Lafayette Parish, Lafourche Parish, Livingston Parish, Madison Parish, Orleans Parish, Plaquemines Parish, St. Bernard Parish, St. Charles Parish, St. Helena Parish, St. James Parish, St. John the Baptist Parish, St. Landry Parish, St. Mary Parish, St. Tammany Parish, Tangipahoa Parish, Tensas Parish, Terrebonne Parish, Vermilion Parish, Vernon Parish, Washington Parish, Webster Parish, West Baton Rouge Parish, West Feliciana Parish, Winn Parish, Bossier Levee District, Fifth Louisiana Levee District, Grand Isle Independent Levee District, Lafourche Basin Levee District, North Lafourche Conservation Levee and Drainage District, Ponchartrain Levee District, Southeast Louisiana Flood Protection Authority – East, Southeast Louisiana Flood Protection Authority – West, South Lafourche Levee District, St. Mary Levee District, St. Tammany Levee District, East Ascension Consolidated Gravity Drainage District No. 1, City of New Iberia, Town of Jean Lafitte, Town of Grand Isle, and Association of Levee Boards of Louisiana.