By JAMES WAGNER JR.

It is estimated by experts that each year, 18,000 homes and 12,000 buildings are damaged or destroyed by lightning.

All totaled, thunderstorm lightning ranks as a heavyweight along with tornados and floods in terms of cost of property damage and personal injury each year.

In fact, lightning kills more people on average annually than tornados, floods or hurricanes.

Respect thunderstorms, and be alert to basic safety precautions when lightning threatens – if you are on the water, get to shore as quickly as possible; if you are outside, avoid isolated trees, high ground or open fields; stay away from wire fences, tractors, golf carts and metal pipes; avoid using a telephone during an electrical storm – in short, stay away from conductors when lightning threatens.

You should also be aware of some myths, and the facts, about high wind or tornado safety.

Myth: Windows should be opened to equalize pressure.

Fact: Open windows are ineffective in minimizing damage in a tornado.

Forget the windows, and protect yourself.

Myth: Mobile homes can be safe if they are tied down.

Fact: Mobile homes are never safe in a violent windstorm.

Myth: The southwest corner of a building is the safest.

Fact: The safest part of a home or building is usually a basement or interior closet nearer the middle of the building.

Avoid outside walls or windows.

Myth: You can outrun a tornado in a vehicle.

Fact: Do not bet on it. If in immediate danger, most experts recommend lying down in a ditch or other similar cover.

JAMES WAGNER JR. is a State Farm insurance agent with an office in LaPlace.