Know Your Policy: Department of Insurance to hold informational session in St. John Parish

Published 3:53 pm Friday, August 12, 2022

RESERVE — With yet another storm season underway, the time to prepare is now!

The Louisiana Department of Insurance Office of Consumer Advocacy and St. John the Baptist Parish are hosting an informational session on preparing for Hurricane Season at 6 p.m. Tuesday, August 16 at REGALA Gymnasium, located at 200 REGALA Park Road in Reserve.

Given the increase in frequency and strength of storms, the Louisiana Department of Insurance recognizes the need for a more aggressive, proactive approach to reach as many people as possible. There is a real need to explain how the components of a homeowner’s policy – coverages, limits, exclusions and deductibles – work and why they are critical to protecting your most valuable asset.

The Louisiana Department of Insurance covers practical ways to minimize or avoid risk. Perhaps most enlightening, we take the mystery out of the claims process and show policyholders what they can do in advance to ensure they are well prepared to navigate it safely and with less stress.

Leaders with the Department of Insurance wants citizens to know they are here to help and protect them through the Policyholders Bill of Rights.

The Office of Consumer Advocacy has helped thousands of Louisianans with their post-disaster issues. Through its formal complaint process, LDI has the regulatory power to ensure agents, adjusters and insurance companies perform ethically under the Louisiana Insurance Code.

For most people, a home is the largest single investment they will ever make. The Office of Community Advocacy wants to help residents be prepared and protected now, not after a disaster strikes.

The Louisiana Department of Insurance works to improve competition in the state’s insurance market while assisting individuals and businesses with the information and resources they need to be informed consumers of insurance. As a regulator, the LDI enforces the laws that provide a fair and stable marketplace and makes certain that insurers comply with the laws in place to protect policyholders.

You can contact the LDI by calling 1-800-259-5300 or visiting www.ldi.la.gov.